Underwriting Services
Tired of dealing with lenders that either won’t fund your project, or worse can’t fund your project?
You’ve found a great project, but you can’t find the funding for it and you’ve been all over town trying. How do you show lenders you mean business, you’re tired of all the games and your project is solid?
You may have had a good bank or other lender that you’ve dealt with in the past but they’re either no longer around or they aren’t offering realistic funding.
You’re Tired of All the Games and Your Project is Solid
Well that’s the exact problem we were having personally and why we created this service. Your time is very valuable, so let me get straight to the point, and your problem.
Your dad could be your lender and you still won’t get the loan, if it isn’t presented correctly! Lenders care less about the pitch, it’s more about the numbers.
NO, it’s all about the numbers! In a risk-averse lending climate like we’re finding ourselves in right now, banks and other lending institutions want to see very strong numbers.
It’s All About the Numbers!
Cash flow is paramount to underwriting commercial loans. Within the industry the cash flow analysis is referred to as the Debt Coverage Ratio (DCR) or Debt Service Coverage Ratio (DSCR).
For both owner occupied and investment transactions underwriters normally want to see ratio’s above a 1.20. There are many other factors that are involved in your successful presentation to a lender.
- Loan Packaging
- Loan Package Consultation
- Lender Consultation
- Loan Submittal Etc….
But it all starts with a professionally prepared loan package. Do you have one?
Many commercial investors don’t take the time to prepare a complete loan package to present to their lenders, choosing instead to make their cases verbally, often with disappointing results.
It All Starts With a Professional Loan Package
Do You Have One?
Fortunately for you, whether your project is large or small, loan-packaging assistance is easily within reach.
With Easy Commercial Loans, a loan Underwriting packager and consultant, you can save thousands on your current project, whether buying or selling.
Having your loan pre-underwritten and professionally packaged will give you a major advantage over the other basic loan applications on the lender’s desk.
“Having a Professionally Prepared
Loan Package is Critical in Today’s Market”
says Darrel Hulsey, Business Consultant
with the Georgia SBDC Network.
Beyond helping you prepare your “Loan Underwriting Package,” Easy Commercial Loans can also share valuable insight into lenders underwriting practices and can get your financing request to creditors that are inclined to lend to you.
Remember in this a market with most banks not lending, the few active ones are swamped with applications.
There are lenders, but it’s about getting to the right lender. And that’s just part of what Easy Commercial Loans does for you.
It’s About Getting to the Right Lender.
We can pre-underwrite your commercial deals. Unlike other commercial brokers, we have underwriting abilities in house.
We underwrite and originate our loans in house using the Commercial Mortgage Securities Association’s (CMSA) Investor Reporting Package (IRB) and not the conventional conforming underwriting guidelines.
What this specifically means is that we qualify and obtain Funding Commitments and LOI’s from lenders in days rather than weeks. Each commercial loan is approved based on the property’s own strengths and ability to service the debt.
Funding Commitments and LOI’s
from Lenders in Days Rather than Weeks.
Each property basically qualifies for its own financing rather than the individual having to qualify for the loans.
Your loan will only be submitted to lenders with underwriting guidelines that are matching your projects underwriting results.
Easy Commercial Loans will pre-underwrite your loans for a Flat Fee and provide you with a professionally underwritten loan package that will be accepted by any lending institution.
Some benefits pre-underwriting your project will provide:
- Both Partial and Non-Recourse Financing
- Higher LTV’s
- Fast Project Approval Times and Deal Closings
- More creative and aggressive financing options
- Get the Best Sales Price for Your Property and More
As an investor you can utilize our service and have a pre-underwritten loan package to submit to your lenders in days. You’ll also be able to see the strengths and or weaknesses in your proposal before submitting it to any lenders.
Should any of the terms of your project change within 60 days, we can provide you with a free update. Also you never have to submit your loans through us to use this service.
When you receive your loan package you can take it where ever you want. Easy Commercial Loans can place your loan request for you and we want to have your business, but it’s not a requirement for this service.
Easy Commercial Loans
can Place Your Loan Request for You.
We can also help you sidestep one of the most common pitfalls for investors seeking loans: not knowing how much you really need to borrow.
A lot of commercial investors do themselves a disservice by pulling a number out and saying, “I think I need $4,000,000.”
Getting help from Easy Commercial Loans will be the difference between getting turned down for your funds, or receiving the funds and growing your investment portfolio.
Here are some of our services:
- Loan Packaging
- Loan Underwriting
- Underwriting Analysis
- How to Negotiate Using Your Loan Package
- and more….
We pre-underwrite and package your loan utilizing the same software the lenders use to analyze loan requests. A professionally pre-underwritten loan request will move your loan to the top of the lenders pile of requests.
So let us prepare a package for you and facilitate the successful funding of your next deal. We can get you the money that you have been searching for.
Please Read Below for Discount Pricing Option!
For a very limited time only, we are offering a very Special discount over our normal Package Discount price.
We normally charge almost 4 thousand dollars for our Underwriting Service, and the Loan Packaging service bundle, from our offline clientele.
But you see most of our clients come through referrals from accountants, attorneys, real estate brokers and former clients. It’s actually somewhat rare when someone cold-calls wanting to save money with our service.
So we decided to bring our services to the internet. To help accomplish our goal we’ve decided to conduct this internet marketing test.
Saving Yourself Tens of Thousands of Dollars
You can be saving yourself tens of thousands of dollars on your next commercial purchase or sale. But only with information that a professionally written pre-underwriting loan package can give you.
Saving money is important to all of us.
The next step is for you to call us at the number below and get your discount pricing information and free personal consultation with one of our knowledgeable staff.
Call Now at 800-577-9660, or Click Below and schedule your no obligation consultation.
Building Successful Relationships One Funding at a Time!
